Law Offices of Christopher T. Howell, Esq. - Fighting Mortgage Fraud
Mortgage fraud is a growing problem in New Jersey. Homeowners and borrowers may suffer financial hardship because of fraudulent behavior by a mortgage broker or lender. There are many opportunities to commit mortgage fraud, especially in high priced real estate markets. Brokers, dealer lenders, real estate agents, appraisers and title companies are frequent defendants in these fraud cases. They sometimes violate the Federal Truth in Lending Act (TILA), which gives consumers many protections.
At the law firm of Christopher T. Howell, Esq. we represent people who have been victimized by mortgage fraud schemes.
- Mortgage loan origination that overvalues the property
- Selling rundown properties to unqualified buyers who then default
- Promising cash back at closing based on an inflated property value
- Fraudulent insured loan submissions
- Inflated appraisals
- Foreclosure scams
- Using falsified documents
- Promising one rate and giving another (“bate and switch”)
- Undisclosed negative amortization
- Overpriced sub-prime loans
- Forcing buyers into single premium credit insurance
- Not information borrowers that the price of credit is negotiable
- Collusion between mortgage broker, lending institution, realtors and appraisal company to defraud homebuyers
- Deceptive sales practices
- Predatory lending
- Breach of fiduciary duty in selling ARM mortgages to inappropriate buyers
If you have experienced fraudulent mortgage practices, it is important to seek the advice of a knowledgeable lawyer to learn about your rights and your options. Call Today!
Many instances of mortgage fraud are criminal. However, for borrowers to obtain relief for their financial damage, a lawsuit must be brought in civil court against the provider of the fraudulent mortgage or property sale. The Law Offices of Christopher T. Howell, Esq. handles these types of cases. We are sympathetic to the difficulty home buyers face when they have been tricked into a situation that can leave them with a ruined credit rating and no place to live. To learn how we can help, contact a lawyer at the Law Offices of Christopher T. Howell, Esq.
Tenacious-Trustworthy-Compassionate
Attorney who aggressively Pursue Claims for the Victims of Mortgage Fraud
Law Offices of Christopher T. Howell
Immigration and Personal Injury Attorneys
348 Franklin Street
Bloomfield, NJ 07003
Phone: (973) 259-1122
To speak with a New Jersey immigration attorney or personal injury lawyer, contact Law Offices of Christopher T. Howell.
Mastercard and Visa accepted • Se Habla Español • Free Initial Consultation
Law Offices of Christopher T. Howell provides immigration legal services and personal injury representation in the following New Jersey locations: Essex County, Hudson County, Union County, and Passaic County, including Bloomfield, Montclair, Orange, Clifton, Nutley, Paterson, Hackensack, Newark, Jersey City, Elizabeth, New York City, and Philadelphia.
