As the weather gets warmer, lots of us will begin taking trips. Many people will use Airbnb and other rental services. While this can be a great option, it is easy to obtain an injury on a vacation. As a result, it is important to know about Airbnb’s insurance policy. Read on to learn more.
What is Airbnb’s Host Protection Insurance?
Airbnb knows that accidents can happen. As a result, it has its own insurance coverage, called Host Protection Insurance. This plan provides those who have been injured with up to $1 million for liability claims brought against third parties. So, if you incur an injury in an Airbnb and file a lawsuit, you can receive compensation from the company, rather than the host. But, there are some instances in which Airbnb will not provide coverage. This includes:
- Intentional acts, such as a guest fighting with another person and sustaining an injury
- Accusations of slander or defamation of character
- Property issues, such as bed bugs, asbestos, communicable diseases, or certain other unsafe living conditions
- Auto accidents, such as car accidents occurring on the premises
What is the statute of limitations?
If you are injured due to another party’s negligence, may be entitled to recover compensation. For example, an injury can lead to physical, financial, and emotional burdens. Compensation can ease the burdens of things like medical bills, lost wages, pain and suffering, loss of enjoyment of life, and more. In order to recover the compensation you deserve, you will have to file your claim on time. This deadline is known as a statute of limitations. In New Jersey, the statute of limitations is generally two years from the date of the accident. Failing to file within two years will mean forfeiting your right to take legal action and therefore your opportunity to recover compensation. To avoid missing any important deadlines, reach out to an experienced personal injury attorney right away.
Fulfilling the burden of proof
In order to recover the compensation you need and deserve, you will have to provide proof of negligence. To do so, be sure to take pictures and videos of the hazardous conditions that caused your accident to occur.
If you have been injured in an airbnb accident, our firm is here to help. We will advocate for you every step of the way.
Contact our Experienced New Jersey Firm
If you have been injured due to the negligence of another party and wish to speak with an attorney, contact the Law Office of Christopher T. Howell, Esq. today.
