Getting hit by another vehicle is traumatic enough. Realizing the other driver just took off and left you there? That is definitely worse. Here in New Jersey, this is classified as a hit-and-run accident, and what you do immediately after can impact your health, your legal standing, and your ability to recover the funds you deserve. That’s why connecting with a competent Essex County Auto Accident Attorney is in your best interest to navigate this mess and protect your rights.
Is Leaving the Scene of an Accident Illegal in New Jersey?
Got into a fender-bender or worse in New Jersey? It is crucial to understand that the law says you have to stop. That means you must pull over safely, share your information (license and insurance), and if someone’s hurt, help out (like dialing 911). Bailing on the scene is a big mistake, as it is considered a serious offense if there are injuries or a fatality. Fines, the loss of your driving privileges, or even jail time are on the table.
The bottom line is that if the other drive takes off, it is their legal problem. Don’t let their crime stop you from getting medical care or pursuing compensation for your damages.
Why Do Drivers Flee?
Fleeing the scene after a crash happens for all sorts of bad reasons: maybe the driver is drunk, doesn’t have insurance or a license, is operating a stolen vehicle, or is already on probation for something else. Honestly, some people just panic and make a rash decision. But fortunately, none of this is your problem. Their excuses don’t leave you high and dry.
From your side of things, the top priority is to immediately report the incident to the police and ensure it is thoroughly documented. This official report is crucial as it activates all your options, including accessing your own insurance coverage and pursuing any possible legal claims. This type of documentation is necessary, regardless of whether the police find the individual who fled the scene. Be sure to gather and provide information about the vehicle, the time, the location, and any witnesses. Don’t delay, report the crash right away to safeguard your interests.
How Does Insurance Work When the Other Driver Fled?
New Jersey is a no-fault state. This means that your own Personal Injury Protection (PIP) coverage pays for your medical bills and a portion of your lost wages. This applies no matter who was at fault for the collision or if the other driver ran off.
If the hit-and-run driver is not found, they are treated as uninsured. New Jersey requires auto policies to include Uninsured Motorist (UM) coverage, which can help you recover compensation for pain and suffering, extra lost wages, and future medical care/long-term issues. A UM claim is against your insurer, and they will try to pay as little as possible. An attorney can help ensure they don’t unfairly lowball or deny your claim.
Even if the other driver fled the scene, you are not without recourse. You can still seek a fair recovery by taking the necessary actions. Schedule a consultation with an attorney at the Law Offices of Christopher T. Howell, Esq.
